Faith-Based Budgeting, Answered.

Yes. Bank connections are read-only through Stripe Financial Connections, so Kingdom Cents cannot move your money. Data is protected with AES-256 encryption and TLS 1.3. Kingdom Cents shows no ads and does not sell your data.

Kingdom Cents is a faith-based budgeting app built for Christians who want their giving to come first. Unlike general budgeting apps where the tithe is just another line item, Kingdom Cents calculates your firstfruits before anything else, then budgets the rest. It also includes prayer circles, scripture devotionals, and giving reflections in one place.

Yes. The Faithful plan is always free with no card and no trial. It includes the tithe tracker, budget buckets with 27 categories, goals, 40-year projections, daily devotionals, prayer circles, and 2 read-only bank connections. The optional Fruitful plan is $7 per month or $70 per year and adds unlimited bank and investment connections, stewardship insights, and a tax-ready annual giving statement.

There is no catch. The giving, the budget and the prayer are what God put in me to give away, so they are free with no card and no trial. The $7 plan adds investment and brokerage accounts, unlimited bank connections, balances that refresh daily instead of weekly, and a year-end giving statement. None of that changes whether you can be faithful with what you have.

You set your giving percentage once. Every time income arrives, Kingdom Cents calculates your giving first and shows your giving progress for the month. You can log gifts by church, ministry, or cause, and see exactly what you gave, to whom, and when in the tithe ledger.

Giving comes first in the structure rather than as a category you add yourself. The free plan includes two bank connections, and the paid plan is $7 a month. Kingdom Cents gives away 10% of its own revenue to YouVersion and posts every transfer in a public ledger with receipts. It can also track giving in hours instead of dollars, for seasons when money is short.

You set your own percentage, on gross or take-home income, and Kingdom Cents calculates it first each time income arrives, before anything else takes a share. Proverbs 3:9 calls that order firstfruits. Ten percent is the tithe, and it is selected by default. If you are not there yet, set the number you can give today and change it as you grow. The tithe calculator shows what any percentage comes to by the month, the week, and the day.